[caption id="" align="aligncenter" width="392" caption=""Jessica's Money Blog†is one example of a Website that touts fraudulent claims about receiving stimulus funds. (Source: Officialstimuluspayments.com) "][/caption] Waiting for your cut from President Barack Obama's $787 billion stimulus package? Well, don't hold your breath. Since Obama signed the bill into law, sites such as OfficialStimulusPayments.com have been cropping up across the Web promising to expedite your stimulus check from the government. But, there is no money being given out to individual taxpayers as part of Obama's package. Instead, these companies are preying on unknowing and desperate individuals bilking them out of as little as $2 and as much as $1,000. The Federal Trade Commission warned consumers last week that the promise of stimulus money in return for a fee or financial information is always a scam. Shorty after Obama signed the plan last month, a crop of sites claiming to help consumer access their slice of the pie, sprouted up. Unlike Bush's economic stimulus which distributed $300 to $1,200 rebate checks to individuals and families in 2008, the American Recovery and Reinvestment Act will only funnel funds to state governments. Each state can apply for grant money to rebuild or strengthen its infrastructure. There are also a series of tax cuts for 95% of Americans. But for anyone not closely following Obama's plan, it's easy to assume the government will be cutting more checks for Americans. Here's how it works: An e-mail, online ad, or Website says you're eligible to get an economic stimulus payment. You'll either have to mail back a form or submit one online with your address, phone number, and sometimes credit card information. The message might appear to come from a rebate company or look like it's straight from the Internal Revenue Service (IRS), the FTC says. Other scams tell consumers that "their grant†is available for a small payment by credit card. But here's the real gotcha! Hidden way down in the fine print of the agreement is your enrollment in a paid program. Consumers can expect to see several hundred or even $1,000 worth of charges on their credit cards. Yikes, talk about a de-stimulus plan. In an investigation done by PC World, Financial Crisis Grant, one of the suspect companies, billed customers a monthly membership fee of $79.95, indefinitely. Here's what the Better Business Bureau had to say about companies like Financial Crisis Grant: "In our experience, companies placing government grant ads have no affiliation with the government, but rather, are third parties offering information that can often be obtained for free from government agencies." One of the sites I came across, OfficialsStimulusPayments.com, directs users to "Jessica's Money Blog,†and the first post reads, "How I got a $12,000 Check from the Government to Start My $5,000 a Month Business on Google.â€Â To receive the money, users must send in $1.99 for a "Free Grant Kit†and $3 to cover shipping of a Google Home Business Kit. Interestingly enough, after the FTC news conference last week, Jessica's Money Blog was no longer accessible by its Web address Jessicasmoneyblog.com, according to the Los Angeles Times. Now, the site operates under a different Web address, with the same false information. Another site, JasonGetsGrants.com, also promises to help you access $12,000 in government grants within 30 days. The friendly, conversational tone is quite convincing. The blog says, "Note: I hate all those ‘get rich quick' schemes you see on TV where they tell you that you're going to make thousands on real estate investing or some other crap…†This is the same phrasing used on Jessica's Money Blog. What's more startling about the site is the missing time stamp on the user comments. This is at least a minor indication that the site may not be legit. Some of the scams encourage you to click on links or open attached forms, which may be even worse than sending in money. Simply clicking the link or opening the document can install harmful software, like spyware, on your computer, leaving your personal information in the hands of an identity their, warns the FTC. E-con artists are also guising themselves as the Internal Revenue Service, so watch out. If you get an unexpected email from someone claiming to be from the IRS and asking you to call a number or email back personal information, forward it to phishing@irs.gov, then delete it without clicking on any links or opening any attachments. If you think you are the target of a scam, you also can file a complaint with the FTC. If you think you're eligible for a government grant, check out Grants.gov, an official government site with free information. And for more information about the economic stimulus package, visit Recovery.gov. Remember, only sites ending in ".gov†are official government sites, so steer clear of someone offering any type of government money from a ".net,†".info,†or ".com."