and Bennett have made everyday savings strategies a way of life. “I’ve become very, very frugal about how I spend my money,” says Britton-Parris. “I believe that any leak in your finances is bound to sink your ship. The more you look for ways to save, the more creative you’ll become.”
DO IT YOURSELF LOG ON TO SAVINGS
| TIP | MONTHLY SAVINGS | ANNUAL SAVINGS |
| Save 50 cents a day in loose change | $15 | $182.50 |
| Cut soda/pop consumption by 1 liter a week | 6 | 72 |
| At work, substitute 1 coffee for 1 cappuccino | 40 | 480 |
| Bring lunch to work (saving estimated $3/day) | 60 | 720 |
| Eat out two fewer times a month | 30 | 360 |
| Borrow, rather than buying, one book a month | 15 | 180 |
| Comparison shop for gas (save est. 25 cents/gallon) | 4 | 48 |
| Maintain checking account minimum to avoid fees | 7 | 84 |
| Bounce one less check a month | 20 | 240 |
| Pay credit card bill on time to avoid late fee | 25 | 300 |
| Pay off $1,000 of credit card debt, reducing interest | 15 | 180 |
| TOTAL |
$237 | $2,846.50 |
SOURCE: AMERICASAVES.COM AND B.E. RESEARCH
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