at least 10% of my income.
5Â Â Â I will use homeownership as a foundation for building wealth.
6Â Â Â I will devise an investment plan for my retirement needs and children’s education.
7Â Â Â I will ensure that my entire family adheres to sensible money management principles.
8Â Â Â I will support the creation and growth of minority-owned businesses.
9Â Â Â I will guarantee my wealth is passed on to future generations through proper insurance and estate planning.
10Â Â Â I will strengthen my community through philanthropy.