Online Banking: Are You Ready?


such as Citibank, Bank of America, Bank One, and Wachovia. There are also virtual banks listed on Bankrate.com that have solid reputations, including National Int
erBank, ING Direct, E*Trade, NetBank, and Juniper Bank. In March, the Office of Thrift Supervision approved a deal that would form BankBlackwell, an Internet-only bank and the first black, federally chartered African American savings bank in 10 years. Led by James Mundy, former chief operating officer at OneUnited Bank (No. 2 on the BE BANKS list with $478.6 million in assets), BankBlackwell, will target affluent African Americans and is slated to open later this year pending adequate funding.
—Nicole Marie Richardson


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