End of the World Checklist: Do You Have Your Financial House in Order?

GET YOUR CREDIT AND DEBT IN ORDER. Order your credit report free from sites like AnnualCreditReport.com or see whether you qualify to get a free report any time of the year. Be sure all information is accurate and begin steps to resolve any debts you may have. Also, pay close attention to your taxes and prepare early for filing. Make sure you know your net worth and where you could improve or expand. Not only does this help you financially in the long run, but improving your credit can mean lightening the financial burden for a spouse or loved one who might be held responsible for the debt, depending on the state laws and circumstances.