With both the 2011-2012 NBA and NFL seasons underway after last year’s lockouts it’s become painfully clear to many athletes that even their paydays are not guaranteed and that broke can be right around the corner from rich. Unfortunately, lockouts and how to keep your money during lean times were not at the top of most athlete’s list of priorities before they signed that professional contract. With that in mind, BE Next lists a number of prerequisite moves and options any future franchise player, or even bench warmer, should consider before putting pen to paper on that pro deal.