5 Steps to Improving the Investment Options in Your Employer’s 401(k) Plan


  • 1) Express your concerns, and be solution oriented: If employees are not satisfied with investment options within their employer-sponsored retirement plan, feel free to express concern to your employer. However, cautions against merely complaining. “Go with an outline of what you would prefer,” says Brown. “Is there a larger number of choices a different provider or different investment options?” To get a sense of alternatives, Brown suggests canvassing friends who work for other employers about their 401(k) plan choices.

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